The Ready Debit prepaid Visa card is issued through MetaBank and has many benefits. When you sign up for the Ready Debit card with direct deposit you get free online bill pay, free online check writing, access to over 1 million ATMs and no overdraft fees.
The Readydebit card is a prepaid debit card, this means that you must load money onto the card in order to use it. You can do this via direct deposit, Visa ReadyLink and Green Dot MoneyPaks. You can also transfer money directly from your checking or savings account.
You must deposit money on the card in order for you to access the funds. The amount of money which has been transferred to the card minus purchases, fees and other transactions equals the amount available to be used for transactions. This is a nice benefit of prepaid cards because then you are not spending more than you really want to.